Even Ross Gittins warning about property boom: "Make a note of the date - July 2003. Why? Because as late in the piece as this, a bank as big as Westpac is still distributing advertising brochures asking, Why stop at one investment property? It's an act that, in his former life, Westpac boss David Morgan, PhD would have called "a courageous decision, minister"."

Even Ross Gittins warning about property boom: "Make a note of the date - July 2003. Why? Because as late in the piece as this, a bank as big as Westpac is still distributing advertising brochures asking, Why stop at one investment property? It's an act that, in his former life, Westpac boss David Morgan, PhD would have called "a courageous decision, minister"."